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Cost of Living Update Q2 2022

Among the 261 urban areas that participated in the second quarter 2022 Cost of Living Index, the after-tax cost for a professional/managerial standard of living ranged from more than twice the national average in New York (Manhattan) NY to more than 20 percent below the national average in Kalamazoo, MI.   The Cost of Living Index is published quarterly by C2ER – The Council for Community and Economic Research.

The Ten Most and Least Expensive Urban Areas in the Cost of Living Index (COLI)
Second Quarter 2022
National Average for 261 Urban Areas = 100
Most Expensive Least Expensive
Ranking Urban Areas COL Index Ranking Urban Areas COL Index
1 New York (Manhattan) NY 237.7 1 Kalamazoo MI 75.6
2 Honolulu HI 189.9 2 Muskogee OK 76.5
3 San Francisco CA 183.6 3 Harlingen TX 77.0
4 New York (Brooklyn) NY 174.0 4 McAllen TX 78.8
5 Los Angeles-Long Beach CA 155.1 5 Decatur IL 79.9
6 Boston MA 154.6 6 Joplin MO 80.7
7 Washington DC 154.5 7 Tupelo MS 80.9
8 Orange County CA 154.3 8 Richmond IN 82.0
9 Seattle WA 150.5 9 Thomasville-Lexington NC 82.0
10 Oakland CA 147.1 10 Albany GA 82.3


The Cost of Living Index measures regional differences in the cost of consumer goods and services, excluding taxes and non-consumer expenditures, for professional and managerial households in the top income quintile. It is based on more than 90,000 prices covering 60 different items for which prices are collected quarterly by chambers of commerce, economic development organizations, and university applied economic centers in each participating urban area. Small differences should not be interpreted as showing a measurable difference.


The composite index is based on six components – housing, utilities, grocery items, transportation, health care, and miscellaneous goods and services.


The City of Findlay’s 2022 Q2 Cost of Living Index was 89.9, which is 10.1 percent below the national average. The City of Findlay’s composite index reflects the following six different categories of consumer expenditures, where 100 is the national average:


Grocery Items Housing Utilities Trans-portation Health Care Misc. GoodsAnd Services
Findlay OH 93.8 71.7 93.2 92.9 94.5 104.0



The Most to Least Expensive Urban Areas in Ohio in the Cost of Living Index (COLI)
Second Quarter 2022
National Average for 261 Urban Areas = 100
Ranking Urban Areas COL Index
1 Cincinnati 95.1
2 Cleveland 93.4
3 Dayton 92.9
4 Findlay 89.9
5 Columbus 88.9


Compared to other Ohio cities, Findlay’s data showed that it ranked second-least expensive in Utilities, Transportation, and Health Care costs. Findlay was ranked most affordable in the Housing and Grocery categories compared to the other participating Ohio cities.


What Do Groceries Cost?

Each quarter, C2ER collects more than 90,000 prices from communities across the US for the Cost of Living Index. With food prices still being a big part of the national conversation, C2ER decided to once again feature those communities with the most and least expensive food costs as measured by the grocery item index number. C2ER collects data on twenty-six items from a variety of surrogate categories to represent the grocery item component of the index.


The Most to Least Expensive Places  to Buy Groceries in OhioSecond Quarter 2022National Average for 261 Urban Areas = 100
Ranking Urban Areas COL Index
1 Cleveland 105.4
2 Cincinnati 100.9
3 Dayton 97.7
4 Columbus 95.9
5 Findlay 93.8


For more information on the C2ER Cost of Living Index, e-mail info@FindlayHancockChamber.com.


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