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City of Findlay’s Cost of Living Update – 2021 Q1

Among the 265 urban areas that participated in the first quarter 2021 Cost of Living Index, the after-tax cost for a professional/managerial standard of living ranged from more than twice the national average in New York (Manhattan) NY to more than 20 percent below the national average in Kalamazoo, MI.   The Cost of Living Index is published quarterly by C2ER – The Council for Community and Economic Research.

The Ten Most and Least Expensive Urban Areas in the Cost of Living Index (COLI)

First Quarter 2021

National Average for 265 Urban Areas = 100

Most Expensive Least Expensive
Ranking Urban Areas COL Index Ranking Urban Areas COL Index
1 New York NY 240.6 1 Kalamazoo MI 76.3
2 San Francisco CA 188.0 2 Harlingen TX 77.0
3 Honolulu HI 187.6 3 McAllen TX 78.4
4 New York (Brooklyn) NY 174.6 4 Muskogee OK 79.4
5 Washington DC 154.7 5 Richmond IN 80.9
6 Boston MA 151.8 6 Jackson-Madison County TN 81.2
7 Seattle WA 151.8 7 Amarillo TX 81.2
8 Orange County CA 151.0 8 Kokomo IN 82.3
9 Oakland CA 150.3 9 Tupelo MS 82.3
10 New York (Queens) NY 148.1 10 Pittsburg KS 82.4


The Cost of Living Index measures regional differences in the cost of consumer goods and services, excluding taxes and non-consumer expenditures, for professional and managerial households in the top income quintile. It is based on more than 90,000 prices covering 60 different items for which prices are collected quarterly by chambers of commerce, economic development organizations, and university applied economic centers in each participating urban area. Small differences should not be interpreted as showing a measurable difference.

The composite index is based on six component categories – housing, utilities, grocery items, transportation, health care, and miscellaneous goods and services.

The City of Findlay’s first quarter 2021 Cost of Living Index was 90.6, which is 9.4 percent below that of the national average. The City of Findlay’s composite index reflects the following six different categories of consumer expenditures.

Grocery Items Housing Utilities Trans-portation Health Care Misc. GoodsAnd Services
Findlay OH 97.7 87.8 86.4 118.2 103.0 101.7


The Most to Least Expensive Urban Areas in Ohio in the Cost of Living Index (COLI)

First Quarter 2021

National Average for 265 Urban Areas = 100

Ranking Urban Areas COL Index
1 Cleveland 95.9
2 Cincinnati 92.9
3 Columbus 90.8
4 Findlay 90.6
5 Dayton 89.8
6 Lima 89.7


Compared to other Ohio cities, Findlay’s data showed that it ranked least expensive in the Unities category and the Miscellaneous Goods & Services. The data shows that Findlay ranked third least expensive for housing costs, and fourth least expensive in Health Care prices.

 What Do Groceries Cost?

Each quarter, C2ER collects more than 90,000 prices from communities across the US for the Cost of Living Index. With food prices still being a big part of the national conversation, C2ER decided to once again feature those communities with the most and least expensive food costs as measured by the grocery item index number. C2ER collects data on twenty-six items from a variety of surrogate categories to represent the grocery item component of the index. See the chart below for the Ohio comparison:

The Most to Least Expensive Places for Grocery Items by Index Number in the Cost of Living Index (COLI)

First Quarter 2021

National Average for 265 Urban Areas = 100

Ranking Urban Areas COL Index
1 Cleveland 103.7
2 Findlay 101.9
3 Lima 98.9
4 Columbus 96.0
5 Dayton 94.4
6 Cincinnati 92.5


The Costs to Get a Men’s Haircut

Since the start of the pandemic, the process of getting a haircut has gone through rapid change and shops across the U.S. coped with the new reality by implementing sanitation fees, decreasing the number of clients see at once, just to name a few. With increased demand in conjunction with additional safety measures, the haircut prices have increased. Now with the country beginning to reopen, it is important to highlight how the price of a haircut has shifted.

The Costs to Get a Men’s Haircut

First Quarter 2021

Average for 265 Urban Areas = $19.76

Ranking Urban Areas Avg. Price ($)
1 Cincinnati 20.70
2 Dayton 19.87
3 Cleveland 19.67
4 Findlay 17.67
5 Columbus 14.34
6 Lima 13.25


For more information on the C2ER Cost of Living Index, e-mail info@FindlayHancockChamber.com.


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